490 SPRUCE Street, Fergus, Ontario, N1M2W5
MLS: 40805377 | Modular (Leasehold)
$424,900










































Property Description
Own Lake Life for $350/Yr Taxes – 3 Bed Turnkey Retreat at Maple Leaf Acres Stop dreaming about cottage life—own it. Financing available at RBC. Welcome to 490 Spruce St. in Maple Leaf Acres, where every weekend feels like summer and lake life is finally within reach. This beautifully updated 3-bedroom home delivers the perfect mix of comfort, value, and lifestyle in one of Ontario’s most sought-after four-season recreational communities, just minutes east of Fergus. Major updates are already done, including a lifetime steel roof & siding, new concrete driveway and walkways, forced-air gas furnace, and owned on-demand water heater — no rentals, no surprises. The numbers are what set this apart: just $350 per year in property taxes and a low $363 monthly fee — making this one of the most affordable ways to own your own slice of lake life. But this isn’t just a home — it’s a lifestyle. Spend your days at the indoor all-season saltwater pool, relax at the outdoor pool, host gatherings at the recreation centre, or enjoy the walking trails, dog park, playground, and community events. Launch your boat and be on Lake Belwood in minutes. Whether you’re looking for a weekend escape, a family retreat, or a smart alternative to traditional cottage ownership — this is where memories are made. Located just 10 km east of Fergus with easy access to Guelph, KW, Hamilton, and the GTA. Affordable. Turnkey. Lifestyle-driven. Opportunities like this don’t last. (id:64974)
Quick Facts
- Property Type: Modular (Leasehold)
- Style: Bungalow
- Bedrooms: 3 (3 above)
- Bathrooms: 1
- Living Area: 958 sq ft (89.0 m²)
- Above Grade: 958 sq ft (89.0 m²)
- Year Built: 2001
- Ownership: Leasehold
- Attached: No
- Parking: 2.0 spaces
- Frontage: 48 ft (14.6 m)
Costs
- Annual Taxes: $386.00
Listing Provided by: Exit Integrity Realty
Board: Cornerstone Association of REALTORS®
Data provided via CREA DDF®.
Detailed Features
Interior & Systems
- Heating: Forced air, Propane
- Cooling: Central air conditioning
- Basement: None
- Appliances: Washer, Refrigerator, Water purifier, Gas stove(s), Stove, Dryer
Exterior & Construction
- Style: Bungalow
- Exterior: Steel
- Foundation: Piled
- Sewer: Municipal sewage system, Septic System
- Water: Community Water System
Lot & Land
- Frontage: 48 ft (14.6 m)
- Features: Country residential
- View: No Water View
- Pool: Indoor pool
- Waterfront: Waterfront
- Water Body: Lake Belwood
- Zoning: MH
Community & Neighbourhood
- Community: Community Centre
- Building: Party Room
- Subdivision: 53 - Fergus
Room Details (9 rooms)
Listing Information
Listing History
MLS listing activity for 490 SPRUCE Street, Fergus, Ontario, N1M2W5 — dates reflect when changes were recorded in the DDF
Location & Neighborhood
🚗 Travel times
Neighborhood Walkability
Mortgage & Cost Calculators
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490 SPRUCE Street, Fergus, Ontario, N1M2W5







