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490 SPRUCE Street, Fergus, Ontario, N1M2W5

MLS: 40805377 | Modular (Leasehold)

$424,900

📋 MLS Revisions 2 changes▼ Click to expand
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📋 MLS Revisions 4 changes▼ Click to expand

Property Description

Own Lake Life for $350/Yr Taxes – 3 Bed Turnkey Retreat at Maple Leaf Acres Stop dreaming about cottage life—own it. Financing available at RBC. Welcome to 490 Spruce St. in Maple Leaf Acres, where every weekend feels like summer and lake life is finally within reach. This beautifully updated 3-bedroom home delivers the perfect mix of comfort, value, and lifestyle in one of Ontario’s most sought-after four-season recreational communities, just minutes east of Fergus. Major updates are already done, including a lifetime steel roof & siding, new concrete driveway and walkways, forced-air gas furnace, and owned on-demand water heater — no rentals, no surprises. The numbers are what set this apart: just $350 per year in property taxes and a low $363 monthly fee — making this one of the most affordable ways to own your own slice of lake life. But this isn’t just a home — it’s a lifestyle. Spend your days at the indoor all-season saltwater pool, relax at the outdoor pool, host gatherings at the recreation centre, or enjoy the walking trails, dog park, playground, and community events. Launch your boat and be on Lake Belwood in minutes. Whether you’re looking for a weekend escape, a family retreat, or a smart alternative to traditional cottage ownership — this is where memories are made. Located just 10 km east of Fergus with easy access to Guelph, KW, Hamilton, and the GTA. Affordable. Turnkey. Lifestyle-driven. Opportunities like this don’t last. (id:64974)

Directions: Use Maple Leaf Acres in your GPS 6478 5th line, Fergus N1M 2W5. 490 Spruce St. is the third right in the park. Wellington Rd. 18 to 5th Line the park is on your left.

Quick Facts

  • Property Type: Modular (Leasehold)
  • Style: Bungalow
  • Bedrooms: 3 (3 above)
  • Bathrooms: 1
  • Living Area: 958 sq ft (89.0 m²)
  • Above Grade: 958 sq ft (89.0 m²)
  • Year Built: 2001
  • Ownership: Leasehold
  • Attached: No
  • Parking: 2.0 spaces
  • Frontage: 48 ft (14.6 m)

Costs

  • Annual Taxes: $386.00

Listing Provided by: Exit Integrity Realty
Board: Cornerstone Association of REALTORS®
Data provided via CREA DDF®.

Detailed Features

Interior & Systems

  • Heating: Forced air, Propane
  • Cooling: Central air conditioning
  • Basement: None
  • Appliances: Washer, Refrigerator, Water purifier, Gas stove(s), Stove, Dryer

Exterior & Construction

  • Style: Bungalow
  • Exterior: Steel
  • Foundation: Piled
  • Sewer: Municipal sewage system, Septic System
  • Water: Community Water System

Lot & Land

  • Frontage: 48 ft (14.6 m)
  • Features: Country residential
  • View: No Water View
  • Pool: Indoor pool
  • Waterfront: Waterfront
  • Water Body: Lake Belwood
  • Zoning: MH

Community & Neighbourhood

  • Community: Community Centre
  • Building: Party Room
  • Subdivision: 53 - Fergus

Room Details (9 rooms)

Main level
Primary Bedroom9'8" x 10'10" (105 ft²)
Living room7'2" x 11'4" (81 ft²)
Laundry room10'5" x 9'11" (103 ft²)
Kitchen10'1" x 11'4" (114 ft²)
Family room10'4" x 9'8" (100 ft²)
Dining room8'4" x 11'4" (94 ft²)
Bedroom7'5" x 9'11" (74 ft²)
Bedroom7'6" x 9'11" (74 ft²)
4pc Bathroom7'2" x 6'2" (44 ft²)

Listing Information

MLS® Number40805377
BoardCornerstone
Originating SystemCornerstone Association of REALTORS®
BrokerageExit Integrity Realty
Date ListedMarch 6, 2026
Last UpdatedMay 1, 2026

Listing History

MLS listing activity for 490 SPRUCE Street, Fergus, Ontario, N1M2W5 — dates reflect when changes were recorded in the DDF

DateDays on MarketPriceEventListing ID
🔄5/1/202656Status Changed40805377
📷4/13/202638Photos Updated40805377
3/6/20260$424,900Listed (For Sale)40805377

Location & Neighborhood

📍490 SPRUCE Street, Fergus, Ontario, N1M2W5

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Neighborhood Walkability

Mortgage & Cost Calculators

Nearby Homes ?Nearby Homes — Search CriteriaSearch Radius1 kmPrice Range±30%Match BedroomsNoMatch BathroomsNo

Similar Homes ?Similar Homes — Search CriteriaSearch Radius5 kmPrice Range±5%Match Home TypeYesMatch BedroomsYes

Property Comparables ?Active Comparables — Search CriteriaSearch Radius2 kmPrice Range±15%Match Home TypeYesMatch BedroomsYes

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Cathy Dou
Cathy Dou
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[email protected]647-691-6364
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490 SPRUCE Street, Fergus, Ontario, N1M2W5

ASAP
 
MON
4
May
TUE
5
May
WED
6
May
THU
7
May
FRI
8
May
SAT
9
May
SUN
10
May
MorningAfternoonEvening
Cathy Dou
Cathy Dou
Broker of Record
[email protected]647-691-6364
Ask a Question