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194-196 ST. PAUL STREET, St. Catharines (Downtown), Ontario, L2R3M2

MLS: X12735136 | Residential Commercial Mix

$999,900

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Property Description

Here is a rare opportunity to own a truly distinctive, well maintained commercial building in the heart of downtown St. Catharines, where location truly matters. This solid two storey, turn of the century former bank offers outstanding street presence and endless commercial possibilities. The main floor features soaring ceilings, an open concept layout, abundant natural light, gas fireplace, bar and island area, ample cabinetry, appliances included, a 2 piece bathroom, and iconic architectural elements including the original bank vault. The building was most recently operated as a food and beverage concept and would be ideal for a wide range of retail, hospitality, office, or service based uses. The second floor offers additional flexible space suitable for office, meeting, or creative use, with two half baths, shower, kitchenette, storage areas, and private rooms. A full basement provides even more functional storage space. One parking space is available at the rear of the building. Steps to the Meridian Centre, Performing Arts Centre, restaurants, and public transit, this is a unique asset in one of Niagara's most walkable downtown cores. Property is also available for lease. (id:64974)

Directions: James Street

Quick Facts

  • Property Type: Residential Commercial Mix
  • Bedrooms: None
  • Bathrooms: 2
  • Living Area: 3,794 sq ft (352.5 m²)
  • Parking: 1 space
  • Frontage: 37 ft (11.3 m)

Costs

  • Annual Taxes: $13,039.13

Listing Provided by: ROCK STAR REAL ESTATE INC.
Board: Toronto Regional Real Estate Board
Data provided via CREA DDF®.

Detailed Features

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Interior & Systems

  • Heating: Forced air, Natural gas
  • Cooling: Fully air conditioned

Exterior & Construction

  • Water: Municipal water

Lot & Land

  • Frontage: 37 ft (11.3 m)
  • Zoning: C6

Community & Neighbourhood

  • Neighbourhood: 451 - Downtown

Listing Information

MLS® NumberX12735136
BoardToronto
Originating SystemToronto Regional Real Estate Board
BrokerageROCK STAR REAL ESTATE INC.
Date ListedJanuary 28, 2026
Last UpdatedFebruary 2, 2026

Listing History

Buy/Sell/Terminated/Expired listing history for 194-196 ST. PAUL STREET, St. Catharines (Downtown), Ontario, L2R3M2

DateDays on MarketPriceEventListing ID
🔄2/2/20265Status ChangedX12735136
1/28/20260$999,900For SaleX12735136
1/28/20260$999,900ListedX12735136

Location & Neighborhood

📍194-196 ST. PAUL STREET, St. Catharines, Ontario, L2R3M2
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